{"id":38,"date":"2008-07-04T00:08:38","date_gmt":"2008-07-04T07:08:38","guid":{"rendered":"http:\/\/www.jinmei.org\/blog\/?p=38"},"modified":"2008-09-04T10:30:54","modified_gmt":"2008-09-04T17:30:54","slug":"%e6%9c%ac%e6%a0%bc%e6%8a%95%e8%b3%87%e9%96%8b%e5%a7%8b%ef%bc%88%e5%86%8d%e9%96%8b%ef%bc%9f%ef%bc%89","status":"publish","type":"post","link":"https:\/\/www.jinmei.org\/blog\/2008\/07\/04\/38","title":{"rendered":"\u672c\u683c\u6295\u8cc7\u958b\u59cb\uff08\u518d\u958b\uff1f\uff09"},"content":{"rendered":"<p>\u6e21\u7c73\u76f4\u5f8c\u306f\u3044\u308d\u3044\u308d\u7269\u5165\u308a\u3060\u308d\u3046\u3068\u3044\u3046\u3053\u3068\u3067\u591a\u3081\u306ecash\u3092\u6301\u3063\u3066\u3044\u305f\u306e\u3060\u304c\u3001\u305d\u308d\u305d\u308d\u751f\u6d3b\u3082\u843d\u3061\u7740\u304d\u3001\u5927\u304d\u306a\u8cb7\u7269\u3082\u4e00\u6bb5\u843d\u3057\u3066\u304d\u305f\u3068\u3044\u3046\u3053\u3068\u3067\u3001\u672c\u683c\u7684\u306a\u8cc7\u7523\u904b\u7528\u3092\u518d\u958b\u3059\u308b\u3053\u3068\u306b\u3057\u305f\u3002\u3068\u3044\u3063\u3066\u3082\u74b0\u5883\u304c\u69d8\u3005\u306a\u70b9\u3067\u304c\u3089\u308a\u3068\u5909\u308f\u3063\u3066\u3057\u307e\u3063\u3066\u3044\u308b\u306e\u3067\u3001\u3044\u308d\u3044\u308d\u3068\u52c9\u5f37\u3057\u305f\u308a\u8003\u5bdf\u3057\u305f\u308a\u3059\u308b\u3068\u3053\u308d\u304b\u3089\u306f\u3058\u3081\u306a\u3044\u3068\u3044\u3051\u306a\u3044\u3002<!--more--><\/p>\n<p>\u307e\u305a\u8003\u3048\u308b\u3079\u304d\u306f\u751f\u6d3b\u9632\u885b\u306e\u305f\u3081\u306e\u8cc7\u91d1\u3092\u3069\u306e\u901a\u8ca8\u3067\u3069\u306e\u7a0b\u5ea6\u6301\u3064\u304b\u3001\u3068\u3044\u3046\u3053\u3068\u3002\u73fe\u72b6\u306e\u751f\u6d3b\u306f\u53ce\u5165\u3082\u652f\u51fa\u3082\u5f53\u7136\u306a\u304c\u3089\u5927\u534a\u304c\u30c9\u30eb\u30d9\u30fc\u30b9\u306a\u306e\u3067\u3001\u3044\u3056\u3068\u3044\u3046\u3068\u304d\u306e\u3061\u3087\u3063\u3068\u3057\u305f\u8cc7\u91d1\u306e\u305f\u3081\u306b\u306f\u30c9\u30eb\u3067\u6301\u3064\u306e\u304c\u81ea\u7136\u306a\u3088\u3046\u306b\u3082\u601d\u3046\u304c\u3001\u3082\u3063\u3068\u5927\u304d\u306a\u751f\u6d3b\u4e0a\u306e\u30ea\u30b9\u30af\u3001\u3059\u306a\u308f\u3061\u5931\u8077\u3068\u304b\u5927\u304d\u306a\u75c5\u6c17\u306b\u304b\u304b\u308b\u3068\u304b\u3044\u3063\u305f\u72b6\u614b\u306b\u306a\u308c\u3070\u73fe\u5b9f\u7684\u306b\u306f\u65e5\u672c\u306b\u5e30\u308b\u3057\u304b\u306a\u3044\u3053\u3068\u3092\u8003\u3048\u308c\u3070\u3001\u305d\u3046\u3044\u3046\u5834\u5408\u306b\u5099\u3048\u305f\u5b89\u5b9a\u8cc7\u7523\u3092\u3067\u304d\u308b\u9650\u308a\u5186\u3067\u30ad\u30fc\u30d7\u3057\u3001\u8db3\u308a\u306a\u3044\u5206\u306e\u307f\u30c9\u30eb\u3068\u3044\u3046\u306e\u304c\u3088\u3055\u305d\u3046\u3002<\/p>\n<p>\u9632\u885b\u8cc7\u91d1\u306e\u76ee\u5b89\u306f\u6728\u6751\u525b\u6d41\u306b2\u5e74\u5206\u306e\u751f\u6d3b\u8cbb(\u65e5\u672c\u306b\u5e30\u3063\u305f\u5834\u5408\u306e\u60f3\u5b9a\u3067\u8a08\u7b97)\u3068\u3057\u3001\u5186\u8cc7\u91d1\u306e\u5408\u8a08\u3067\u8db3\u308a\u306a\u3044\u5206\u306f\u30c9\u30eb\u5074(\u9280\u884c\u9810\u91d1\u3068MMF)\u3067\u88dc\u3046\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u306e\u5186\u8cc7\u7523\u3068\u3057\u3066\u306f\u3001\u3059\u3067\u306b\u6301\u3063\u3066\u3044\u3066\u5bdd\u304b\u305b\u3066\u3042\u308b\u500b\u4eba\u5411\u3051\u56fd\u50b5\u306b\u52a0\u3048\u3001\u65e5\u672c\u306e\u9280\u884c\u306e\u666e\u901a\u9810\u91d1\u53e3\u5ea7\u306b\u7f6e\u3044\u3066\u304a\u3044\u305f\u8caf\u84c4\u5206\u30926\u30f6\u6708\u306e\u5b9a\u671f\u9810\u91d1\u306b\u3057\u3066\u306f\u3057\u3054\u3067\u4fdd\u6301\u3059\u308b\u3053\u3068\u306b\u3059\u308b\u30021%\u306b\u3082\u6e80\u305f\u306a\u3044\u91d1\u5229\u3060\u3051\u3069\u3001\u30a2\u30e1\u30ea\u30ab\u3067\u66ae\u3089\u3057\u3066\u3044\u308b\u9650\u308a\u4f7f\u3046\u3042\u3066\u3082\u307b\u3068\u3093\u3069\u306a\u3044\u306e\u3067\u3001\u306a\u3044\u3088\u308a\u307e\u3057\u3068\u3044\u3046\u3053\u3068\u3067\u3002<\/p>\n<p>\u4ee5\u4e0a\u3092\u542b\u3081\u305f\u5186\u30fb\u30c9\u30eb\u6bd4\u7387\u306f\u5f53\u97626:4\u304b\u3089\u534a\u3005\u304f\u3089\u3044\u3067\u8003\u3048\u308b\u3002\u4eca\u5f8c\u3057\u3070\u3089\u304f\u306f\u53ce\u5165\u306e\u307b\u3068\u3093\u3069\u304c\u30c9\u30eb\u30d9\u30fc\u30b9\u3060\u308d\u3046\u304b\u3089\u3001\u70ba\u66ff\u304c\u5927\u304d\u304f\u52d5\u3044\u305f\u308a\u65e5\u672c\u306e\u682a\u4fa1\u3060\u3051\u304c\u7a81\u51fa\u3057\u3066\u4e0a\u6607\u3057\u305f\u308a\u3059\u308b\u3053\u3068\u304c\u306a\u3044\u9650\u308a\u3001\u5f90\u3005\u306b\u30c9\u30eb\u8cc7\u7523\u306e\u6bd4\u7387\u306f\u4e0a\u304c\u3063\u3066\u3044\u304f\u3053\u3068\u306b\u306a\u308b\u3002\u4e00\u65b9\u3001\u3044\u307e\u306e\u3068\u3053\u308d\u3044\u305a\u308c(\u3068\u304f\u306b\u8001\u5f8c)\u306f\u307e\u305f\u65e5\u672c\u3067\u751f\u6d3b\u3059\u308b\u53ef\u80fd\u6027\u306e\u65b9\u304c\u9ad8\u3044\u3068\u601d\u308f\u308c\u308b\u306e\u3067\u3001\u3042\u307e\u308a\u30c9\u30eb\u5efa\u3066\u8cc7\u7523\u306e\u6bd4\u7387\u304c\u9ad8\u307e\u308b\u306e\u306f\u30ea\u30b9\u30ad\u30fc\u3068\u3044\u3046\u8a71\u306f\u3042\u308b\u3002\u304c\u3001\u305d\u3093\u306a\u306b\u6025\u6fc0\u306b\u5186\u9ad8\u304c\u9032\u307f\u305d\u3046\u306a\u8981\u56e0\u3082\u306a\u3044\u306e\u3067\u3001\u3057\u3070\u3089\u304f\u306f\u30c9\u30eb\u5efa\u3066\u8cc7\u7523\u6bd4\u7387\u304c\u4e0a\u304c\u308b\u306e\u306f\u508d\u89b3\u3059\u308b\u3002<\/p>\n<p>\u6b21\u306b\u8003\u3048\u308b\u306e\u306f\u30c9\u30eb\u3067\u306e\u904b\u7528\u306e\u5185\u5bb9\u3002\u5931\u8077\u306e\u30ea\u30b9\u30af\u306f\u65e5\u672c\u306b\u3044\u305f\u9803\u3088\u308a\u306f\u308b\u304b\u306b\u9ad8\u307e\u3063\u3066\u3044\u308b\u3068\u306f\u3044\u3048\u3001\u305d\u308c\u3092\u5225\u306b\u3059\u308c\u3070\u8ca1\u653f\u9762\u3067\u306e\u30ea\u30b9\u30af\u8981\u56e0\u306f\u898b\u5f53\u305f\u3089\u306a\u3044\u306e\u3067\u3001\u5931\u8077\u30ea\u30b9\u30af\u3078\u306e\u5099\u3048\u3055\u3048\u3067\u304d\u3066\u3044\u308c\u3070\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u306f\u304b\u306a\u308a\u9ad8\u3044\u3068\u8003\u3048\u3066\u3044\u3044\u3060\u308d\u3046\u3002\u3057\u305f\u304c\u3063\u3066\u3001\u904b\u7528\u306b\u3042\u3066\u308b\u8cc7\u91d1\u306e\u307b\u307c\u5168\u984d\u3092\u682a\u5f0f\u304a\u3088\u3073\u305d\u308c\u306b\u6e96\u305a\u308b\u30ea\u30b9\u30af\u8cc7\u7523\u3067\u904b\u7528\u3059\u308b\u3068\u3044\u3046\u306e\u304c\u57fa\u672c\u65b9\u91dd\u3002<\/p>\n<p>\u5e02\u5834\u306e\u52d5\u5411\u306b\u3064\u3044\u3066\u306f\u65e5\u672c\u4ee5\u4e0a\u306b\u308f\u304b\u3089\u306a\u3044\u306e\u3067\u3001\u3042\u308c\u3053\u308c\u8a6e\u7d22\u306f\u305b\u305a\u3001\u306a\u308b\u3079\u304f\u4f4e\u30b3\u30b9\u30c8\u306a\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u578b\u306efund\u304bETF\u306b\u3059\u308b\u3002\u3067\u304d\u308c\u3070\u5168\u4e16\u754c\u3092\u5bfe\u8c61\u306b\u3059\u308bindex 1\u672c\u306b\u307e\u3068\u3081\u308b\u306e\u304c\u7406\u60f3\u3060\u304c\u3001\u3059\u3067\u306b\u65e5\u672c\u682a\u5f0f\u306e\u8cc7\u7523\u304c\u7d50\u69cb\u3042\u308b\u306e\u3067\u3001\u305d\u306e\u307e\u307e\u3060\u3068\u3061\u3087\u3063\u3068\u30d0\u30e9\u30f3\u30b9\u304c\u60aa\u3044\u3002MSCI Kokusai\u9023\u52d5\u578b\u306efund(\u305f\u3068\u3048\u3070<a href=\"http:\/\/www.ishares.co.jp\/product\/stocks\/tok.html\">iShares TOK<\/a>)\u3068\u3044\u3046\u624b\u3082\u3042\u308b\u306e\u3060\u304c\u3001\u6027\u8cea\u4e0a\u65e5\u672c\u4eba\u5c02\u7528\u3068\u3044\u3046\u611f\u3058\u3067\u8cc7\u7523\u898f\u6a21\u3068\u6d41\u52d5\u6027\u304c\u3084\u3084\u4e0d\u5b89\u3002\u3068\u3044\u3046\u308f\u3051\u3067\u3001\u30a2\u30e1\u30ea\u30ab\u3001\u30e8\u30fc\u30ed\u30c3\u30d1(\u306e\u5148\u9032\u56fd)\u3001emerging \u306e3\u7a2e\u306b\u5206\u3051\u3066\u81ea\u4e3b\u914d\u5206\u3067fund\u3092\u9078\u3076\u3053\u3068\u306b\u3059\u308b\u3002\u3053\u308c\u306b\u682a\u5f0f\u4ee5\u5916\u306ealternative\u306e\u53ef\u80fd\u6027\u3082\u8003\u616e\u3057\u3066\u3001\u30a2\u30e1\u30ea\u30ab\u306e\u682a\u5f0f\u30925\u5272\u3001\u30e8\u30fc\u30ed\u30c3\u30d1\u5148\u9032\u56fd\u30923\u5272\u3001emerging market\u306b1\u5272\u3001\u6b8b\u308a1\u5272\u3068\u3044\u3046\u914d\u5206\u3092\u5f53\u9762\u306e\u76ee\u6a19\u3068\u3059\u308b\u3002\u5206\u914d\u306b\u3042\u307e\u308a\u6df1\u3044\u610f\u5473\u306f\u306a\u3044\u304c\u3001\u306a\u3093\u3068\u3044\u3063\u3066\u3082\u4e16\u754c\u7d4c\u6e08\u306e\u4e2d\u5fc3\u3067\u3001\u73fe\u5728\u306e\u751f\u6d3b\u57fa\u76e4\u3067\u3082\u3042\u308b\u30a2\u30e1\u30ea\u30ab\u3092\u91cd\u8996\u3059\u308b\u306e\u306f\u5f53\u7136\u3001\u3068\u3044\u3046\u3053\u3068\u3067\u3056\u3063\u304f\u308a\u534a\u5206\u3002emerging market\u306f\u7121\u8996\u3082\u3067\u304d\u306a\u3044\u3051\u3069\u6df1\u5165\u308a\u3082\u5371\u967a\u3001\u3068\u3044\u3046\u3053\u3068\u3067\u305b\u3044\u305c\u30441\u5272\u3001alternative\u3082\u6700\u59271\u5272\u3067\u8003\u3048\u3066\u3001\u6b8b\u308a\u304c\u30e8\u30fc\u30ed\u30c3\u30d1\u3068\u3044\u3046\u611f\u3058\u3002<\/p>\n<p>\u5177\u4f53\u7684\u306a\u6295\u8cc7\u5148\u306f\u3001\u3061\u3087\u3063\u3068\u8abf\u3079\u305f\u3068\u3053\u308d\u3067\u306f\u5b89\u76f4\u306a\u304c\u3089\u5927\u5fa1\u6240Vanguard\u306eETF\u3067\u5168\u90e8\u63c3\u3063\u3066\u3057\u307e\u3046\u3088\u3046\u3060\u3002<\/p>\n<ul>\n<li>\u30a2\u30e1\u30ea\u30ab\u682a\u5f0f\u306f<a href=\"http:\/\/personal.vanguard.com\/us\/funds\/snapshot?FundId=0970&#038;FundIntExt=INT\">Vanguard Total Stock Market ETF (VTI)<\/a>\u3002MSCI US Broad Market Index\u306b\u9023\u52d5\u3002Expense ratio 0.07%\u3002\n  <\/li>\n<li>\n    \u30e8\u30fc\u30ed\u30c3\u30d1\u682a\u5f0f\u306f<a href=\"http:\/\/www.vanguard.com\/us\/FundsSnapshot?FundId=0963&#038;FundIntExt=INT&#038;Source=JMPE&#038;Select=PEVGK\">Vanguard European ETF (VGK)<\/a>\u3002MSCI Europe Index\u306b\u9023\u52d5\u3002Expense ratio 0.12%\u3002\n  <\/li>\n<li>\n    Emerging market\u306f<a href=\"http:\/\/personal.vanguard.com\/us\/funds\/snapshot?FundId=0964&#038;FundIntExt=INT\">Vanguard Emerging ETF (VWO)<\/a>\u3002MSCI Emerging Markets Index\u306b\u9023\u52d5\u3002Expense ratio 0.25%\u3002\n  <\/li>\n<li>\n    Alternative\u3068\u3057\u3066<a href=\"http:\/\/personal.vanguard.com\/us\/funds\/snapshot?FundId=0986&#038;FundIntExt=INT\">Vanguard REIT ETF (VNQ)<\/a>\u3002MSCI US REIT Index\u306b\u9023\u52d5\u3002Expense ratio 0.10%\u3002MSCI US REIT Index\u306f\u3001\u305d\u308c\u306a\u308a\u306e\u898f\u6a21\u3068\u6d41\u52d5\u6027\u3092\u6301\u3064equity REIT\u306estock\u3067\u69cb\u6210\u3055\u308c\u3066\u3044\u308b\u3002Equity REIT\u306f\u3001\u81ea\u8eab\u3067\u4e0d\u52d5\u7523\u3092\u6301\u3061\u3001\u5bb6\u8cc3\u53ce\u5165\u30d7\u30e9\u30b9\u7269\u4ef6\u306e\u8ee2\u58f2\u306b\u3088\u308bcapital gain\u306e\u307f\u3092\u53ce\u5165\u5143\u3068\u3059\u308b\u3002\u3068\u304f\u306b\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8cb8\u3057\u51fa\u3057\u306b\u306f\u624b\u3092\u67d3\u3081\u3066\u3044\u306a\u3044\u3068\u3044\u3046\u70b9\u306f\u6628\u4eca\u306e\u30b5\u30d6\u30d7\u30e9\u30a4\u30e0\u554f\u984c\u3092\u8003\u3048\u308c\u3070\u5927\u4e8b\u304b\u3082\u3002\n  <\/li>\n<\/ul>\n<p>\u3044\u305a\u308c\u3082\u30bf\u30fc\u30b2\u30c3\u30c8\u3068\u3059\u308b\u30de\u30fc\u30b1\u30c3\u30c8\u306b\u5e83\u304f\u5206\u6563\u6295\u8cc7\u3057\u3066\u3044\u3066\u3001expense ratio\u3082\u6975\u3081\u3066\u4f4e\u3044\u3002VTI\u306e0.07%\u306a\u3069\u3001\u3053\u308c\u4ee5\u4e0a\u5b89\u304f\u3057\u3088\u3046\u304c\u306a\u3044\u3068\u3044\u3046\u307b\u3069\u306e\u5b89\u3055\u3060(\u3082\u3063\u3068\u3082\u3001\u672c\u6765index fund\u3001\u3068\u308a\u308f\u3051ETF\u306e\u904b\u7528\u306b\u305d\u3093\u306a\u306b\u30b3\u30b9\u30c8\u304c\u304b\u304b\u308b\u306f\u305a\u306f\u306a\u3044\u306e\u3067\u3001\u4ed6\u304c\u9ad8\u3059\u304e\u308b\u3068\u3044\u3046\u8a71\u3082\u3042\u308b\u3002\u65e5\u672c\u306e\u904b\u7528\u4f1a\u793e\u306b\u3082\u898b\u7fd2\u3063\u3066\u307b\u3057\u3044\u3068\u3053\u308d\u3060)\u3002REIT ETF (VNQ)\u4ee5\u5916\u306f\u5e741\u56de\u5206\u914d\u3068\u3044\u3046\u306e\u3082\u7bc0\u7a0e\u306e\u89b3\u70b9\u304b\u3089\u30dd\u30a4\u30f3\u30c8\u304c\u9ad8\u3044(VNQ\u306f\u5e744\u56de\u5206\u914d)\u3002International ETF\u306e\u8349\u5206\u3051\u7684\u5b58\u5728\u3067\u3042\u308biShares\u306e\u5546\u54c1\u3068\u6bd4\u3079\u3066\u3082\u30b3\u30b9\u30c8\u306e\u4f4e\u3055\u306f\u969b\u7acb\u3063\u3066\u3044\u308b(\u305f\u3068\u3048\u3070VGK\u306e\u30e9\u30a4\u30d0\u30eb\u306b\u306a\u308a\u305d\u3046\u306a<a href=\"http:\/\/www.ishares.com\/product_info\/fund\/overview\/IEV.htm\">IEV<\/a>\u3060\u30680.60%\u3001VWO\u306b\u5bfe\u3059\u308b<a href=\"http:\/\/www.ishares.com\/product_info\/fund\/overview\/EEM.htm\">EEM<\/a>\u306f0.74%)\u3002\u5927\u624b\u306eVanguard\u3060\u3051\u306b\u8cc7\u7523\u898f\u6a21\u3084\u6d41\u52d5\u6027\u306b\u3064\u3044\u3066\u3082\u3042\u307e\u308a\u5fc3\u914d\u306f\u8981\u3089\u306a\u3044\u3060\u308d\u3046\u304b\u3089\u3001\u6295\u8cc7\u5148\u306f\u307b\u307c\u3053\u308c\u3067\u6c7a\u307e\u308a\u3002<\/p>\n<p>Vanguard\u306a\u3089\u5909\u306a\u5546\u54c1\u306a\u3044\u3060\u308d\u3046\u3068\u306f\u601d\u3046\u304c\u3001\u672a\u7d4c\u9a13\u5206\u91ce\u306a\u306e\u3067\u4e00\u5fdcprospectus(\u76ee\u8ad6\u898b\u66f8)\u306b\u3082\u4e00\u901a\u308a\u76ee\u3092\u901a\u3057\u305f\u3002\u3053\u308c\u3082web\u304b\u3089\u5165\u624b\u3067\u304d\u308b\u3002\u4f59\u8ac7\u306a\u304c\u3089\u3001prospectus\u3082\u3088\u304f\u3067\u304d\u3066\u3044\u3066\u8aad\u307f\u3084\u3059\u304f\u3001\u7121\u5473\u4e7e\u71e5\u306a\u5f62\u5f0f\u7684\u8a18\u8ff0\u306b\u7d42\u59cb\u3059\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u30e6\u30fc\u30b6\u8996\u70b9\u3067\u306e\u4e01\u5be7\u306a\u89e3\u8aac\u3082\u968f\u6240\u306b\u633f\u5165\u3055\u308c\u3066\u3044\u308b\u3002\u3055\u3059\u304cVanguard!<\/p>\n<p>\u904b\u7528\u306e\u305f\u3081\u306e\u53e3\u5ea7\u306f<a href=\"http:\/\/www.fidelity.com\/\">fidelity<\/a>\u306b\u958b\u8a2d\u3057\u305f\u3002\u52dd\u624b\u306e\u308f\u304b\u3089\u306a\u3044\u5916\u56fd\u4eba\u3068\u3057\u3066\u306f\u3084\u306f\u308a\u5927\u624b\u306e\u65b9\u304c\u5b89\u5fc3\u3067\u304d\u308b\u3068\u3044\u3046\u306e\u3068\u3001Palo Alto\u306b\u652f\u5e97\u304c\u3042\u308a\u3001\u56f0\u3063\u305f\u3068\u304d\u306b\u306f\u305d\u3053\u3067\u5bfe\u9762\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u3089\u308c\u308b\u3068\u3044\u3046\u70b9\u3092\u8003\u616e\u3057\u3066\u9078\u629e\u3002\u5927\u624b\u3068\u306f\u3044\u3048\u3001\u5b9f\u306f\u30b3\u30b9\u30c8\u7684\u306b\u3082\u305d\u308c\u307b\u3069\u60aa\u304f\u306a\u3044\u3002\u9280\u884c\u3068\u306e\u9593\u306e\u5165\u51fa\u91d1\u306f\u7121\u6599\u3001\u682a\u5f0f\u306e\u58f2\u8cb7\u624b\u6570\u6599\u3082\u3001\u5b9a\u5e38\u7684\u306b5\u4e07\u30c9\u30eb\u4ee5\u4e0a\u306e\u8cc7\u7523\u3092\u4fdd\u6301\u3057\u3066\u3044\u308c\u30701\u53d6\u5f15\u3042\u305f\u308a$10.95\u306e\u5b9a\u984d\u3002\u8d85\u683c\u5b89\u3068\u3044\u3046\u307b\u3069\u3058\u3083\u306a\u3044\u3051\u3069\u3001\u983b\u7e41\u306b\u58f2\u8cb7\u3059\u308b\u306e\u3067\u306a\u3051\u308c\u3070\u5341\u5206\u5b89\u3044\u3068\u601d\u3046\u3002IRA\u306e\u7a0e\u91d1\u95a2\u9023\u3067\u4f55\u5ea6\u304b\u30e1\u30fc\u30eb\u30d9\u30fc\u30b9\u3067\u306e\u8cea\u554f\u3092\u51fa\u3057\u305f\u306e\u3060\u304c\u3001\u8b33\u3044\u6587\u53e5\u901a\u308a48\u6642\u9593\u4ee5\u5185\u306b\u8fd4\u4e8b\u304c\u6765\u3066\u3001\u3069\u306e\u8fd4\u4e8b\u3082\u7684\u3092\u5c04\u305f\u4e01\u5be7\u306a\u3082\u306e\u3060\u3063\u305f\u3002\u3053\u306e\u3042\u305f\u308a\u306e\u30b5\u30fc\u30d3\u30b9\u54c1\u8cea\u306b\u3082\u6e80\u8db3\u3067\u304d\u308b\u3002<\/p>\n<p>\u3068\u3044\u3046\u3053\u3068\u3067\u3001\u3088\u3046\u3084\u304f\u6e96\u5099\u304c\u6574\u3044\u3001\u307c\u3061\u307c\u3061\u3068\u6295\u8cc7\u3092\u518d\u958b\u3057\u305f\u3002\u6298\u3057\u3082\u666f\u6c17\u4e0b\u964d\u5c40\u9762\u3067\u5e02\u5834\u3082\u5143\u6c17\u304c\u306a\u3044\u306e\u3067\u3001\u682a\u5f0f\u3092\u8cfc\u5165\u3059\u308b\u306e\u306b\u306f\u3088\u3044\u30bf\u30a4\u30df\u30f3\u30b0\u3060\u3063\u305f\u308a\u3082\u3059\u308b\u3002\u4ee5\u4e0b\u306e\u30b0\u30e9\u30d5\u306f\u4e0a\u8a18\u3067\u8003\u3048\u305f\u76ee\u6a19portfolio\u3068\u6bd4\u8f03\u3057\u305f\u73fe\u6642\u70b9\u3067\u306e\u8cc7\u7523\u6bd4\u7387(\u305f\u3060\u3057\u5186\u5efa\u3066\u306e\u9632\u885b\u8cc7\u7523\u306f\u9664\u3044\u3066\u3044\u308b)\u3002<\/p>\n<p class=\"mainimage\">\n  <img decoding=\"async\" src=\"\/image\/20080704\/portfolio.png\" alt=\"\" \/>\n<\/p>\n<p>\u3053\u3053\u3067\u3001&#8221;Bond&#8221;\u3068\u3044\u3046\u306e\u306f\u5b9f\u969b\u306b\u306f\u307b\u307c\u9810\u91d1\u3068MMF\u304b\u3089\u306a\u308b\u6d41\u52d5\u8cc7\u7523\u3067\u3001\u3044\u308f\u3086\u308b\u50b5\u6a29\u306f\u542b\u307e\u308c\u3066\u3044\u306a\u3044(US\u56fd\u50b5\u3092\u8cb7\u3046\u304b\u3069\u3046\u304b\u306f\u3061\u3087\u3063\u3068\u691c\u8a0e\u4e2d\u3060\u304c\u3001\u3044\u307e\u306e\u3068\u3053\u308dMMF\u3068\u6bd4\u3079\u3066\u3042\u307e\u308a\u5229\u70b9\u304c\u611f\u3058\u3089\u308c\u306a\u3044)\u3002\u307e\u3060\u30c9\u30eb\u306e\u6d41\u52d5\u8cc7\u7523\u304c\u304b\u306a\u308a\u591a\u3044\u72b6\u614b\u3060\u3051\u3069\u3001\u3053\u308c\u306f\u8fd1\u3044\u3046\u3061\u306b\u8ffd\u52a0\u6295\u8cc7\u3057\u3066\u76ee\u6a19\u5024\u306b\u8fd1\u3065\u3051\u3066\u3057\u307e\u3044\u305f\u3044\u3002\u306a\u304a\u3001Emerging\u306f\u5b9f\u306f\u65e5\u672c\u306b\u3044\u305f\u3068\u304d\u306b\u8cb7\u3063\u3066\u3044\u305fiShares\u306eEEM\u3002\u67d0N\u6751\u8a3c\u5238\u3067\u5869\u6f2c\u3051\u306b\u3057\u3066\u3042\u308b\u306e\u3060\u304c\u3001\u53e3\u5ea7\u7ba1\u7406\u6599\u307f\u305f\u3044\u306a\u3064\u307e\u3089\u306a\u3044\u30b3\u30b9\u30c8\u3092\u7d50\u69cb\u53d6\u3089\u308c\u3066\u3044\u308b\u306e\u3067\u3001\u3053\u306e\u969b\u58f2\u308a\u6255\u3063\u3066\u3053\u3063\u3061\u3067VWO\u306b\u4e57\u308a\u63db\u3048\u308b\u65b9\u304c\u3044\u3044\u304b\u3082(\u3068\u3044\u3063\u3066\u3082\u5b9f\u306f\u58f2\u308a\u6255\u3046\u306e\u306b\u3082\u65e5\u672c\u975e\u5c45\u4f4f\u8005\u306e\u5834\u5408\u7d50\u69cb\u3081\u3093\u3069\u304f\u3055\u3044\u624b\u7d9a\u304d\u304c\u5fc5\u8981\u3063\u307d\u3044\u3002\u3053\u306e\u8fba\u306e\u5cf6\u56fd\u3076\u308a\u3082\u306a\u3093\u3068\u304b\u3057\u3066\u307b\u3057\u3044\u3082\u306e\u3060)\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6e21\u7c73\u76f4\u5f8c\u306f\u3044\u308d\u3044\u308d\u7269\u5165\u308a\u3060\u308d\u3046\u3068\u3044\u3046\u3053\u3068\u3067\u591a\u3081\u306ecash\u3092\u6301\u3063\u3066\u3044\u305f\u306e\u3060\u304c\u3001\u305d\u308d\u305d\u308d\u751f\u6d3b\u3082\u843d\u3061\u7740\u304d\u3001\u5927\u304d\u306a\u8cb7\u7269\u3082\u4e00\u6bb5\u843d\u3057\u3066\u304d\u305f\u3068\u3044\u3046\u3053\u3068\u3067\u3001\u672c\u683c\u7684\u306a\u8cc7\u7523\u904b\u7528\u3092\u518d\u958b\u3059\u308b\u3053\u3068\u306b\u3057\u305f\u3002\u3068\u3044\u3063\u3066\u3082\u74b0\u5883\u304c\u69d8\u3005\u306a\u70b9\u3067\u304c\u3089\u308a\u3068\u5909\u308f\u3063\u3066\u3057\u307e\u3063\u3066\u3044\u308b\u306e\u3067\u3001\u3044\u308d\u3044\u308d\u3068\u52c9\u5f37\u3057\u305f\u308a\u8003\u5bdf\u3057\u305f\u308a\u3059\u308b\u3068\u3053\u308d\u304b\u3089\u306f\u3058\u3081\u306a\u3044\u3068\u3044\u3051\u306a\u3044\u3002<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[12],"class_list":["post-38","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-investment"],"_links":{"self":[{"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/posts\/38","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/comments?post=38"}],"version-history":[{"count":1,"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/posts\/38\/revisions"}],"predecessor-version":[{"id":264,"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/posts\/38\/revisions\/264"}],"wp:attachment":[{"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/media?parent=38"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/categories?post=38"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/tags?post=38"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}