{"id":458,"date":"2008-10-17T01:19:04","date_gmt":"2008-10-17T08:19:04","guid":{"rendered":"http:\/\/www.jinmei.org\/blog\/?p=458"},"modified":"2008-10-17T01:36:58","modified_gmt":"2008-10-17T08:36:58","slug":"ira%e5%8f%a3%e5%ba%a7%e9%96%8b%e8%a8%ad%e8%bf%bd%e5%8a%a0%e6%8a%95%e8%b3%87","status":"publish","type":"post","link":"https:\/\/www.jinmei.org\/blog\/2008\/10\/17\/458","title":{"rendered":"IRA\u53e3\u5ea7\u958b\u8a2d&#038;\u8ffd\u52a0\u6295\u8cc7"},"content":{"rendered":"<p>\u3061\u3087\u3063\u3068\u524d\u306b\u306a\u308b\u3051\u3069\u3001<a href=\"http:\/\/www.jinmei.org\/blog\/2008\/07\/05\/41\">\u4ee5\u524d\u306e\u691c\u8a0e<\/a>\u306e\u901a\u308a<a href=\"http:\/\/en.wikipedia.org\/wiki\/Traditional_IRA\">traditional IRA<\/a>\u306e\u53e3\u5ea7\u3092Fidelity\u306b\u958b\u8a2d\u3057\u305f\u3002\u3082\u3068\u3082\u3068\u4e00\u822c\u306e\u53e3\u5ea7\u3092\u6301\u3063\u3066\u308b\u304b\u3089\u3068\u3044\u3046\u306e\u3082\u5927\u304d\u3044\u3068\u601d\u3046\u304c\u3001\u624b\u7d9a\u304d\u81ea\u4f53\u306fweb\u30d9\u30fc\u30b9\u3067\u3055\u304f\u3055\u304f\u9032\u307f\u3001\u3068\u304f\u306b\u306f\u307e\u308b\u3068\u3053\u308d\u3082\u306a\u304f\u5b8c\u4e86\u3002<br \/>\n<!--more--><br \/>\n\u65e9\u901f\u62e0\u51fa\u9650\u5ea6\u304e\u308a\u304e\u308a(\u4eca\u5e74\u306f$5000)\u307e\u3067\u8cc7\u91d1\u3092\u79fb\u52d5\u3057\u3001\u3053\u308c\u3082\u5f53\u521d\u65b9\u91dd\u901a\u308a<a href=\"http:\/\/personal.vanguard.com\/us\/funds\/snapshot?FundId=0986&#038;FundIntExt=INT\">Vanguard REIT ETF (VNQ)<\/a>\u306b\u62e0\u51fa\u5206\u306e\u307b\u307c\u5168\u984d\u3092\u6295\u8cc7\u3002\u3053\u308c\u3067\u5e74\u304c\u958b\u3051\u308b\u307e\u3067\u306fIRA\u3067\u3084\u308b\u3079\u304d\u3053\u3068\u306f\u306a\u306b\u3082\u306a\u304f\u306a\u3063\u305f\u3002<\/p>\n<p>\u305d\u3046\u3053\u3046\u3059\u308b\u3046\u3061\u306b\u4e16\u7d00\u306e\u5927\u66b4\u843d\u304c\u306f\u3058\u307e\u3063\u305f\u3002\u3053\u308c\u306f\u3044\u3044\u6a5f\u4f1a\u3068\u3044\u3046\u3053\u3068\u3067\u624b\u6301\u3061\u306e\u4f59\u5270\u8cc7\u91d1\u304b\u3089\u60f3\u5b9aportfolio\u306b\u3057\u305f\u304c\u3063\u3066\u3055\u3089\u306b\u8ffd\u52a0\u6295\u8cc7\u3002\u3053\u308c\u307e\u3067\u3060\u3044\u3076\u81a8\u3089\u3093\u3067\u3044\u305f\u6d41\u52d5\u8cc7\u91d1\u304c\u3088\u3046\u3084\u304f\u306f\u3051\u3066\u304d\u3066\u3001\u5168\u4f53\u306eportfolio\u306e\u30d0\u30e9\u30f3\u30b9\u306f\u4ee5\u4e0b\u306e\u56f3\u306e\u3088\u3046\u306b\u306a\u3063\u305f\u3002<\/p>\n<p class=\"mainimage\">\n  <img decoding=\"async\" src=\"\/image\/20081016\/portfolio0810.jpg\" alt=\"\" \/>\n<\/p>\n<p><a href=\"http:\/\/www.jinmei.org\/blog\/2008\/07\/04\/38\">\u524d\u56de\u691c\u8a0e\u6642(2008\u5e747\u6708)<\/a>\u306b\u6bd4\u3079\u308b\u3068\u3060\u3044\u3076\u4e88\u5b9a\u3059\u308bportfolio\u306b\u8fd1\u3065\u3044\u3066\u304d\u305f\u3002\u4e88\u5b9aportfolio\u304b\u3089\u306e\u5dee\u5206\u306f\u3001\u65e5\u672c\u682a\u5f0f\u304c\u307e\u3060\u3061\u3087\u3063\u3068\u3067\u3063\u3071\u3063\u3066\u3044\u308b(\u3053\u308c\u306f\u5186\u5efa\u3066\u306a\u306e\u3067\u6700\u8fd1\u306e\u5186\u9ad8\u306e\u5f71\u97ff\u3067\u5b9f\u614b\u4ee5\u4e0a\u306b\u6bd4\u7387\u304c\u9ad8\u3044\u3088\u3046\u306b\u898b\u3048\u3066\u3044\u308b\u9762\u3082\u3042\u308b\u304c)\u70b9\u3068\u3001US\u30c9\u30eb\u306e\u6d41\u52d5\u8cc7\u7523\u304c\u307e\u3060\u5c11\u3057\u591a\u3044\u3068\u3044\u3046\u70b9\u3002\u305f\u3060\u3057\u3001\u524d\u8005\u306b\u3064\u3044\u3066\u306f\u5f53\u9762\u306f\u5897\u3084\u3057\u3066\u3044\u304f\u4e88\u5b9a\u304c\u306a\u3044\u306e\u3067\u81ea\u7136\u306b\u6bd4\u7387\u304c\u4e0b\u304c\u3063\u3066\u3044\u304f\u3067\u3042\u308d\u3046\u3068\u3044\u3046\u306e\u3068\u3001\u3061\u3087\u3063\u3068\u3060\u3051\u6301\u3063\u3066\u3044\u308b\u500b\u5225\u682a\u5f0f\u3092\u305d\u306e\u3046\u3061\u58f2\u308a\u6255\u3063\u3066TOPIX ETF\u4e00\u672c\u306b\u7d5e\u308b\u3053\u3068\u3082\u8003\u3048\u3066\u3044\u308b\u306e\u3067\u3001\u305d\u306e\u8fba\u3067\u5f90\u3005\u306b\u8abf\u6574\u3067\u304d\u305d\u3046\u3002\u5f8c\u8005\u306b\u3064\u3044\u3066\u306fEEM\u3092\u65e5\u672c\u3067\u58f2\u3063\u3066\u4f5c\u3063\u305f\u30ad\u30e3\u30c3\u30b7\u30e5\u3092\u7dd2\u4e8b\u60c5\u306b\u3088\u308a\u307e\u3060US\u5074\u306b\u9001\u91d1\u3057\u3066\u306a\u3044\u306e\u304c\u304a\u3082\u306a\u539f\u56e0\u3067\u3001\u3053\u308c\u3082\u8fd1\u3005\u89e3\u6d88\u4e88\u5b9a\u3002\u3068\u3044\u3046\u3053\u3068\u3067\u3001\u3082\u3046\u5c11\u3057\u3059\u308c\u3070\u6295\u8cc7\u3059\u3079\u304d\u6d41\u52d5\u8cc7\u91d1\u306f\u3059\u3079\u3066\u7247\u4ed8\u304f\u3053\u3068\u306b\u306a\u308a\u3001\u3042\u3068\u306f\u6bce\u6708\u306e\u4f59\u5270\u8cc7\u91d1\u3092\u611a\u76f4\u306b\u7d99\u7d9a\u6295\u8cc7\u3059\u308b\u3060\u3051\u306a\u306e\u3067\u3042\u307e\u308a\u982d\u3092\u60a9\u307e\u305b\u305a\u306b\u3059\u307f\u305d\u3046\u3060\u3002<\/p>\n<p>\u4eca\u56de\u8cc7\u91d1\u3092\u6574\u7406\u3057\u3066\u3044\u3066\u6c17\u304c\u3064\u3044\u305f\u306e\u306f\u3001401(k)\u53e3\u5ea7\u304c\u901a\u5e38\u306eindex fund\u304b\u3089ETF\u3078\u306e\u30ea\u30ec\u30fc\u6295\u8cc7\u7528\u306b\u4f7f\u3048\u305d\u3046\u3060\u3068\u3044\u3046\u3053\u3068\u3002\u4ee5\u524d\u3001<a href=\"\/photo\/20080524\/\">401(k)\u306b\u3064\u3044\u3066\u8003\u3048\u305f<\/a>\u3068\u304d\u306e\u7d50\u8ad6\u306f\u3001\u300c\u6271\u3063\u3066\u3044\u308bfund\u306f\u30b3\u30b9\u30c8(expense ratio)\u9ad8\u3067\u3044\u307e\u3044\u3061\u3060\u304c\u3001\u7a0e\u91d1\u306e\u63a7\u9664\u52b9\u679c\u304c\u975e\u5e38\u306b\u9ad8\u3044\u306e\u3067\u62e0\u51fa\u3059\u3079\u304d\u300d\u3068\u3044\u3046\u3082\u306e\u3067\u3001\u305d\u306e\u3068\u304d\u306e\u65b9\u91dd\u901a\u308a\u62e0\u51fa\u9650\u5ea6\u76ee\u4e00\u676f\u3092\u76ee\u6a19\u306b\u3001\u5168\u984d\u3092MMF\u3068\u3057\u3066\u6301\u3063\u3066\u3044\u305f\u3002\u3053\u308c\u306b\u52a0\u3048\u3066\u3001401(k)\u53e3\u5ea7\u5185\u3067\u306e\u904b\u7528\u5148\u306e\u5909\u66f4(transfer)\u306b\u969b\u3057\u3066\u306f\u7a0e\u91d1\u304c\u7e70\u308a\u5ef6\u3079\u3089\u308c\u308b\u3068\u3044\u3046\u5229\u70b9\u306b\u6ce8\u76ee\u3059\u308b\u3068\u3001\u3042\u308b\u7a0b\u5ea6\u307e\u3068\u307e\u3063\u305f\u904b\u7528\u8cc7\u91d1\u304c\u3067\u304d\u308b\u307e\u3067\u306f401(k)\u306e\u5272\u9ad8fund\u3092\u6301\u3063\u3066\u304a\u304d\u3001ETF\u306e\u8cfc\u5165\u624b\u6570\u6599\u7387\u304c\u5341\u5206\u306b\u4f4e\u304f\u306a\u3063\u305f\u3089401(k)\u5074\u3092MMF\u306btransfer\u3057\u305f\u4e0a\u3067\u307b\u307c\u540c\u984d\u306eETF\u3092\u500b\u4eba\u53e3\u5ea7\u3067\u8cfc\u5165\u3059\u308b\u3001\u3068\u3044\u3046\u65b9\u6cd5\u304c\u4f7f\u3048\u305d\u3046\u3002401(k)\u5185\u306efund\u306f\u5927\u4f53no load\u306e\u3088\u3046\u306a\u306e\u3067\u3001\u3053\u306e\u65b9\u6cd5\u306a\u3089\u3001\u30b9\u30a4\u30c3\u30c1\u306e\u969b\u306b\u58f2\u5374\u76ca\u304c(\u51fa\u305f\u5834\u5408\u306b)\u8ab2\u7a0e\u3055\u308c\u3066\u3057\u307e\u3046\u3068\u3044\u3046\u70b9\u3068\u3001\u58f2\u8cb7\u56de\u6570\u304c\u591a\u304f\u306a\u308b\u306e\u3067(\u4e0b\u624b\u3092\u3059\u308b\u3068)\u624b\u6570\u6599\u304c\u4f59\u5206\u306b\u304b\u304b\u3063\u3066\u3057\u307e\u3046\u3068\u3044\u3046\u3001\u30ea\u30ec\u30fc\u6295\u8cc7\u306e\u969b\u306e\u6700\u5927\u306e\u554f\u984c\u3092\u4e21\u65b9\u3068\u3082\u56de\u907f\u3067\u304d\u308b\u3002<\/p>\n<p>\u3068\u3044\u3046\u3053\u3068\u3067\u3001\u3061\u3087\u3046\u3069\u66b4\u843d\u3067\u304a\u8cb7\u5f97\u3060\u3063\u305f\u3068\u3044\u3046\u3053\u3068\u3082\u3042\u308a\u3001\u3053\u306e\u65b9\u6cd5\u3082\u65e9\u901f\u5b9f\u65bd\u3002\u3068\u308a\u3042\u3048\u305aMMF\u304b\u3089\u534a\u984d\u3092S&#038;P 500\u306b\u9023\u52d5\u3059\u308bindex fund\u306btransfer\u3057\u305f\u3002\u624b\u6301\u3061\u306eVanguard ETF\u3068\u3074\u3063\u305f\u308a\u6307\u6570\u304c\u4e00\u81f4\u3059\u308b\u3088\u3046\u306afund\u304c\u306a\u3044\u306e\u304c\u3061\u3087\u3063\u3068\u75db\u3044\u304c\u3001S&#038;P 500\u306a\u3089VTI\u3068\u307b\u3068\u3093\u3069\u540c\u3058\u3088\u3046\u306a\u5024\u52d5\u304d\u3092\u3057\u3066\u3044\u308b\u3088\u3046\u306a\u306e\u3067\u3001\u6bd4\u8f03\u7684\u77ed\u671f\u9593\u306b\u30b9\u30a4\u30c3\u30c1\u3059\u308b\u5206\u306b\u306f\u554f\u984c\u306a\u3044\u3068\u5224\u65ad\u3057\u305f\u3002<\/p>\n<p>\u4ee5\u4e0a\u306e\u4e00\u9023\u306e\u30aa\u30da\u30ec\u30fc\u30b7\u30e7\u30f3\u306e\u3046\u3061\u3001IRA\u306e\u958b\u8a2d\u3068\u304bEEM\u306e\u58f2\u5374\u3068\u304b\u306f\u66b4\u843d\u306b\u3042\u308f\u305b\u305f\u308f\u3051\u3067\u306f\u306a\u304f\u3066\u3001\u3082\u3063\u3071\u3089\u500b\u4eba\u7684\u306a\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb\u306e\u90fd\u5408\u306b\u3088\u308b\u3082\u306e\u3060\u304c\u3001\u3044\u308d\u3044\u308d\u8cc7\u91d1\u3092\u52d5\u304b\u3057\u305f\u306e\u3067\u6539\u3081\u3066\u640d\u76ca\u7387\u3092\u8a08\u7b97\u3057\u3066\u307f\u305f\u3089\u3001\u3084\u3063\u3071\u308a\u5927\u5e45\u306a\u542b\u307f\u640d\u304c\u51fa\u3066\u3044\u305f\u30022002\u5e747\u6708\u306b\u6295\u8cc7\u5bb6\u30c7\u30d3\u30e5\u30fc\u3057\u3066\u4ee5\u6765\u3001\u6642\u4fa1\u304c\u6295\u8cc7\u984d\u3092\u4e0b\u56de\u3063\u305f\u3053\u3068\u306f\u307b\u3068\u3093\u3069\u306a\u304b\u3063\u305f\u306e\u3060\u304c\u3001\u3055\u3059\u304c\u306b\u73fe\u5728\u306f\u65e5\u672c\u682a\u308225%\u306e\u640d\u5931\u3001\u5272\u5408\u6700\u8fd1\u8cb7\u3063\u305fUS\u682a\u306f27%\u306e\u640d\u5931\u306b\u306a\u3063\u3066\u3044\u308b\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u304a\u8cb7\u5f97\u3060\u3068\u601d\u3046\u3053\u3068\u306f\u3042\u3063\u3066\u3082\u3001\u3053\u308c\u3067\u9854\u9762\u84bc\u767d\u306b\u306a\u308b\u3068\u304b\u3001\u6295\u8cc7\u610f\u6b32\u304c\u5931\u308f\u308c\u308b\u3068\u304b\u3044\u3046\u3053\u3068\u306f\u307e\u3063\u305f\u304f\u306a\u3044\u3002\u4e00\u3064\u306b\u306f\u3001\u501f\u91d1\u304c\u3042\u308b\u308f\u3051\u3067\u3082\u306a\u304f\u3001\u5931\u8077\u305d\u306e\u4ed6\u4e07\u4e00\u306e\u5834\u5408\u3082\u542b\u3081\u305f\u751f\u6d3b\u8cc7\u91d1\u3068\u3057\u3066\u306e\u6d41\u52d5\u5b89\u5b9a\u8cc7\u91d1\u306f\u5225\u9014\u5341\u5206\u306b\u5099\u3048\u3066\u3044\u308b\u306e\u3067\u3001\u904b\u7528\u8cc7\u7523\u3092\u58f2\u308b\u7406\u7531\u304c\u5f53\u9762(\u304a\u305d\u3089\u304f\u6570\u5341\u5e74\u5148\u307e\u3067)\u306a\u304f\u3001\u73fe\u5728\u306e\u4fa1\u683c\u304c\u3069\u3046\u3067\u3042\u308d\u3046\u3068\u95a2\u4fc2\u306a\u3044\u304b\u3089\u3060(\u5012\u7523\u306e\u5371\u967a\u304c\u3042\u308b\u500b\u5225\u4f01\u696d\u306e\u682a\u5f0f\u306b\u5927\u304d\u306a\u4f53\u91cd\u3092\u9810\u3051\u305f\u308a\u3057\u3066\u3044\u308c\u3070\u5225\u3060\u304c\u3001\u305d\u3046\u3044\u3046\u308f\u3051\u3067\u3082\u306a\u3044)\u3002<\/p>\n<p>\u3082\u3046\u4e00\u3064\u306b\u306f\u3001\u8cc7\u672c\u4e3b\u7fa9\u7d4c\u6e08\u304c\u5065\u5168\u306b\u6a5f\u80fd\u3059\u308b\u9650\u308a\u3001\u81ea\u5206\u304c\u3053\u306e\u8cc7\u7523\u3092\u5fc5\u8981\u3068\u3059\u308b\u3068\u304d\u307e\u3067\u306b\u306f\u5341\u5206\u306b\u666f\u6c17\u304c\u56de\u5fa9\u3059\u308b(\u3057\u305f\u304c\u3063\u3066\u682a\u4fa1\u3082\u4e0a\u304c\u308b)\u5834\u9762\u304c\u3084\u3063\u3066\u304f\u308b\u3068\u78ba\u4fe1\u3057\u3066\u3044\u308b\u304b\u3089\u3060\u3002\u73fe\u5728\u306e\u72b6\u6cc1\u306f\u3001\u8cc7\u672c\u4e3b\u7fa9\u7d4c\u6e08\u306e\u5065\u5168\u6027\u305d\u306e\u3082\u306e\u3092\u554f\u308f\u308c\u3066\u3044\u308b\u5834\u9762\u3060\u3068\u3044\u3046\u898b\u65b9\u3082\u3067\u304d\u308b\u304b\u3082\u3057\u308c\u306a\u3044\u304c\u3001\u6bd4\u8f03\u7684\u9577\u3044\u76ee\u3067\u898b\u308c\u3070\u3001\u3080\u3057\u308d\u500b\u5225\u306e\u91d1\u878d\u653f\u7b56\u3084\u56fd\u969b\u5354\u8abf\u306e\u30ec\u30d9\u30eb\u304c\u5411\u4e0a\u3057\u3066\u5371\u6a5f\u3092\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u306e\u5b9f\u4f8b\u3068\u306a\u308b\u3088\u3046\u306a\u6c17\u304c\u3059\u308b\u3002\u3082\u3061\u308d\u3093\u3001\u8d85\u9577\u671f\u306e\u9593\u306b\u3001\u3044\u307e\u306e\u7d4c\u6e08\u306e\u30e2\u30c7\u30eb\u3092\u6839\u672c\u304b\u3089\u8986\u3059\u3088\u3046\u306a\u307e\u3063\u305f\u304f\u306e\u60f3\u5b9a\u5916\u306e\u4e8b\u614b\u304c\u304a\u304d\u3066(\u5b87\u5b99\u4eba\u304c\u4fb5\u7565\u3057\u3066\u304d\u3066\u307f\u3093\u306a\u5974\u96b7\u306b\u306a\u3063\u3066\u3057\u307e\u3046\u3068\u304b)\u3001\u3069\u308c\u3060\u3051\u4e0a\u624b\u306b\u5206\u6563\u3057\u305f\u8cc7\u7523\u3067\u3082\u7d19\u5c51\u306b\u306a\u3063\u3066\u3057\u307e\u3046\u3001\u3068\u3044\u3046\u3088\u3046\u306a\u3053\u3068\u304c\u306a\u3044\u3068\u306f\u8a00\u3044\u5207\u308c\u306a\u3044\u304c(\u3068\u3044\u3046\u610f\u5473\u3067\u306f\u666f\u6c17\u56de\u5fa9\u3092\u300c\u78ba\u4fe1\u300d\u307e\u3067\u3044\u3046\u3068\u8a00\u3044\u904e\u304e\u304b\u3082)\u3001\u305d\u3046\u3044\u3046\u5834\u5408\u3067\u306f\u304a\u305d\u3089\u304f\u4f55\u3092\u3057\u3066\u3044\u305f\u3068\u3057\u3066\u3082\u7121\u99c4\u3060\u308d\u3046\u304b\u3089\u3001\u5fc3\u914d\u3057\u3066\u3082\u4ed5\u65b9\u304c\u306a\u3044\u3002<\/p>\n<p>\u2026\u3068\u3044\u3046\u3088\u3046\u306b\u3001\u51b7\u9759\u306b\u4e8b\u614b\u3092\u773a\u3081\u3066\u3044\u308b\u500b\u4eba\u306f\u591a\u3044\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u601d\u3046\u306e\u3060\u304c\u3001\u65b0\u805e\u306e\u8a18\u4e8b\u3068\u304b\u3092\u898b\u308b\u3068\u3001\u300c\u682a\u4fa1\u30dc\u30fc\u30c9\u3092\u4e0d\u5b89\u305d\u3046\u306b\u898b\u3064\u3081\u308b\u4eba\u300d\u306a\u3069\u304c\u5f37\u8abf\u3055\u308c\u308b\u3053\u3068\u306e\u65b9\u304c\u591a\u304b\u3063\u305f\u308a\u3057\u3066\u3001\u3069\u3046\u3082\u305a\u308c\u3092\u611f\u3058\u3066\u3057\u307e\u3046\u3002\u30de\u30b9\u30b3\u30df\u306e\u982d\u306e\u4e2d\u306b\u306f\u30c7\u30a4\u30c8\u30ec\u30fc\u30c0\u30fc(\u3082\u3057\u304f\u306f\u5f15\u9000\u9593\u969b\u306b\u306a\u3063\u3066\u5927\u91cf\u306e\u682a\u5f0f\u3092\u62b1\u3048\u3066\u3057\u307e\u3063\u3066\u308b\u3088\u3046\u306a\u4eba)\u306e\u3053\u3068\u3057\u304b\u306a\u3044\u306e\u3060\u308d\u3046\u304b\uff1f<\/p>\n<p>\u3082\u3063\u3068\u3082\u3001\u300c\u5f15\u9000\u9593\u969b\u306b\u306a\u3063\u3066\u5927\u91cf\u306e\u682a\u5f0f\u3092\u62b1\u3048\u3066\u3057\u307e\u3046\u300d\u3053\u3068\u304c\u306a\u3044\u3088\u3046\u306b\u3059\u308b\u305f\u3081\u306e\u5177\u4f53\u7684\u306a\u6226\u7565\u306f\u81ea\u5206\u81ea\u8eab\u6301\u3061\u5408\u308f\u305b\u3066\u3044\u306a\u3044\u306e\u3067\u3001\u3053\u306e\u70b9\u306f\u4ed6\u5c71\u306e\u77f3\u3068\u3057\u306a\u3044\u3068\u3044\u3051\u306a\u3044\u3002\u4e16\u306e\u4e2d\u3001\u300c\u3044\u304b\u306b\u6295\u8cc7(\u62e0\u51fa)\u3059\u308b\u304b\u300d\u306b\u3064\u3044\u3066\u306e\u3088\u3044\u53c2\u8003\u66f8\u306f\u305f\u304f\u3055\u3093\u3042\u308b\u306e\u3060\u3051\u3069\u3001\u51fa\u53e3\u6226\u7565\u306b\u3064\u3044\u3066\u660e\u5feb\u306a\u30d2\u30f3\u30c8\u306b\u306a\u308b\u3088\u3046\u306a\u89e3\u8aac\u304c\u306a\u304b\u306a\u304b\u306a\u304f(\u500b\u5225\u306e\u4e8b\u60c5\u306b\u3088\u308b\u90e8\u5206\u304c\u5927\u304d\u3059\u304e\u3066\u4e00\u822c\u5316\u3067\u304d\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u3082\u3042\u308a\u305d\u3046\u3060\u304c)\u3001\u3053\u306e\u8fba\u306f\u81ea\u5206\u3067\u3084\u308a\u306a\u304c\u3089\u8003\u3048\u3066\u3044\u304f\u3057\u304b\u306a\u3055\u305d\u3046\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u3061\u3087\u3063\u3068\u524d\u306b\u306a\u308b\u3051\u3069\u3001\u4ee5\u524d\u306e\u691c\u8a0e\u306e\u901a\u308atraditional IRA\u306e\u53e3\u5ea7\u3092Fidelity\u306b\u958b\u8a2d\u3057\u305f\u3002\u3082\u3068\u3082\u3068\u4e00\u822c\u306e\u53e3\u5ea7\u3092\u6301\u3063\u3066\u308b\u304b\u3089\u3068\u3044\u3046\u306e\u3082\u5927\u304d\u3044\u3068\u601d\u3046\u304c\u3001\u624b\u7d9a\u304d\u81ea\u4f53\u306fweb\u30d9\u30fc\u30b9\u3067\u3055\u304f\u3055\u304f\u9032\u307f\u3001\u3068\u304f\u306b\u306f\u307e\u308b\u3068\u3053\u308d\u3082\u306a\u304f\u5b8c\u4e86\u3002<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[12],"class_list":["post-458","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-investment"],"_links":{"self":[{"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/posts\/458","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/comments?post=458"}],"version-history":[{"count":9,"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/posts\/458\/revisions"}],"predecessor-version":[{"id":467,"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/posts\/458\/revisions\/467"}],"wp:attachment":[{"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/media?parent=458"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/categories?post=458"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jinmei.org\/blog\/wp-json\/wp\/v2\/tags?post=458"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}